Please note that:

• The Third-Party Website is governed by a different set of terms and conditions and privacy policy than the M&T website and you should review those terms, conditions and privacy policy prior to reviewing the content of the Third-Party Website
• M&T is providing a link to the Third-Party Website as a convenience and does not necessarily control the content of, or endorse, the Third-Party Website, its owner/operator or any information, products or services that are made available on or through it
• M&T makes no representations or warranties regarding the information, products or services provided through the Third-Party Website

Such Third-Party Website's owner/operator may be regulated by governmental entities and laws that are different than those that regulate M&T.